Showing posts with label odsp. Show all posts
Showing posts with label odsp. Show all posts

Sunday, September 29, 2024

On Frugality, and Poverty Thinking. Louis Shalako.

The Empty Chair, Charles Spencelayh.









Louis Shalako



Frugality.

 

I’m afraid to spend any money.

Going from the Ontario Disability Support Program onto senior’s retirement benefits has resulted in a raise calculated at $589.00 per month. That is seven grand a fucking year, more than I had last year, ladies and gentlemen. All I have to do is live one more year.

And I’m afraid to spend any money—

I need a new pair of shoes. I need a winter coat. I need new pillows, I need new bedsheets, I need winter socks, the proverbial woollies, although they’re more likely to be cotton and polyester blend these days. I need a new pair of winter boots, new underwear, and a new sweater…

My microwave is a wreck. My pots and pans are shit, the dishes and utensils, mismatched crap from forty years past. The list is seemingly endless, and I just can’t bring myself to even start.

I need a new shower curtain, I need new towels. I do not have a table and chairs in my dining area. We could throw that on the fucking list as well. I would like to have a cat, and yet the thought sort of scares me for some reason. But, if I get a cat, or a dog, well…then I would probably need to get a bigger bed, don’t you think…??? The master bedroom is empty, just empty. I’ve never used it for anything. It’s just there, and yet that might make a pretty nice little office, or I could set up a bench and start building model airplanes or something crazy like that…if only I could bring myself to begin.

I'm the only guy I know who has an empty room, an empty closet...empty cupboards in the kitchen.

I’ve always seen this place as temporary, maybe even precarious. Sooner or later, it has to end, right.

That all seems pretty logical to me, and I am nothing if not logical.

Perhaps a little too logical, but then I’ve just come off of thirty fucking years of pain, poverty, deprivation, depression, and quite a bit of bureaucratic and criminal harassment, including the police, the courts, the psychiatrists, a few neighbours and their droogs, and yes, even the fucking social workers.

There were times when it seemed everyone and everything were against me—and it all seemed pretty damned logical at the time.

It was logical enough.

It’s a kind of poverty thinking on some level.

It’s pretty easy to look down on yourself when you’re cutting your own hair, and washing it with dish soap, and brushing your teeth with baking soda, and making sure to grab a new toothbrush next time you’re at the good old Sally Ann (Salvation Army. – ed.) asking for another handout of groceries. When your coat stinks and the shoes on your feet smell like dead baby goats.

It is pretty easy to look down on yourself when everyone else in town seems to be looking down on you too—what the hell did those people ever know, but it really is insidious over the long term.

It’s not like I have never looked down on myself, and it was valid enough at the time, ladies and gentlemen. Every so often, you are right, after all. It’s a little something we call shame.

Might want to take a lesson from all of that and maybe try and do better next time.

***

What in the hell are you talking about...???

People talk about quality of life and I have no idea of what they are talking about.

For a gallon of white ceiling paint, and a gallon of a nice, sunny yellow colour, what they call Brenchley Peach, I could begin repainting my apartment. I’ve been here almost ten years in this unit, I am a smoker, and the ventilation has never been very good in these old walk-ups. Baseboard heating means aerial convection drags the smoke, the bacon grease hovering in the air, the moisture and humidity from the shower and boiling the kettle, it drags all of that right up the walls.

What would it take? A hundred fifty dollars and a few tools to get started, a small step-ladder. It’s the mental barrier, perhaps lugging all that shit up three flights has something to do with it.

It’s not like I couldn’t pay some kid twenty bucks an hour, we could do a room in one day or less, once you get started…right? Half a day is a more reasonable estimate.

And I still can’t quite bring myself to do it. For one thing, it’s a big job, one that has to be finished, albeit on a room-by room basis. One room at a time, right, start with the easy ones and work my way up to the bigger challenges…

And I will probably never do it.

It really isn’t about the money, although there is something to be said for having a little cash in the bank.

Where in the hell would I ever find the guts or even just a shred of optimism.

It is poverty thinking and it may take a while to overcome.

People get a little too used to being poor, and they think it will never change.

In which case, why fight it.

Right?

 

END

 

Poor old Louis has books and stories available from Google Play in ebook and audiobook format. His books are fairly inexpensive, mostly because he’s never had the nerve to charge a proper price—go figure.

(Louis has given away hundreds of thousands of ebooks and audiobooks over the last fifteen years, presumably in some forlorn hope of getting someone to love him.  ed.)

We know that the very act of being poor guarantees that we will never not be poor.” Poor People Don’t Plan Long Term. (The Guardian)

What is Poverty Mindset?



Thank you for listening.

 

 

 

 

 


Monday, September 2, 2024

A Basic Income for All. Louis Shalako.

The freedom to do what you want.








Louis Shalako



I’m just putting together my final income, mileage and expense report for the Ontario Disability Support Program. I’m retiring after 30 years on ODSP.

I will drop that off downtown tomorrow morning with the greatest of pleasure.

And then, I will be free—

Maybe even rich.

I will actually get a raise of five hundred a month, just for going off of disability.

I earned $1.470.00, working part-time, for 21 days in August of 2024. Now, you wouldn’t want to live on the pension, and you probably couldn’t live on the earnings either. I also drove 1,558 k on business last month. Taken together, they seem to add up to something a poverty-stricken person could actually live on, assuming one has lived in a rent-controlled building for thirteen years, and assuming Landlordie McLandlordface doesn’t suddenly get some sort of a fucking brainstorm.

Even now, I’m still paying just under $10,000.00 a year in rent, and assuming I got renovicted, it’s pretty clear I couldn’t get anything under $20,000.00 or more per year.

The point is, that the disability pension represents a kind of basic income, providing an income floor, below which, a citizen is theoretically, not supposed to fall.

The ODSP pension was always a good thirty to forty percent below the poverty line. The guidelines for business and employment were always restrictive. The mileage rate, an allowable deduction, was for many years a ridiculous $0.17 per kilometre. You were only allowed to earn up to $200.00 per month, before they would apply a claw-back of $0.50 on the dollar. Yet you could receive a gift of up to $7,000.00 per year, with no penalty at all—no, the heinous crime was that you had earned it. The disabled, showing signs of independence, earning a little money, and clawing their way up out of poverty.

It was more than they could bear, what with all that stigma going around.

Staff worked their no-good, sorry asses off trying to prevent such a thing, and for the most part, they were very successful…so successful, that quite a number of us are currently residing in tents down at Rainbow Park.

You will forgive me if I choose not to be among them.

I have better things to do.

***

Nowadays, you can earn up to $1,000.00 per month without penalty and the deductible mileage rate is up to $0.40/k.

My point here, is simply the one word, ‘restrictive’. A no-questions-asked, basic income, for citizens who fall below a certain cut-off threshold, (one that tapers off with rising income), regardless of ability or disability, (and no bourgeois moral judgements), would be very desirable in terms of lifting hundreds of thousands, perhaps even millions, of our fellow Canadians, not just out of poverty, but into the middle class.

It might even keep a few of us out of homeless encampments.

If having a strong middle class is a be-all and end-all for social policy, and it is one of the pillars of a strong democracy, no argument there, then surely a basic income (for those who qualify), would be a very good thing.

When I went to work for #superdough I was maxing out my credit card every winter and it would take half the year to pay it off again. Groceries and gasoline, right. I was fortunate, in that the job is out in the country, and I could deduct $0.40 per kilometre in mileage. So I earn maybe $60.00, then write off twenty. This means I could earn more, and the actual fuel costs are less than twenty dollars. You’re not making a profit. $0.40/k in no way reflects the true costs of vehicle ownership.

You’re just trying to stay ahead of some kind of a curve. It is about cash flow, and living on the margin—a very slim margin at times.

When I first began, I wasn’t getting too many hours. Ah, but we needed clean totes for our deliveries—and if no one else wanted to wash totes, then all the minutes or hours a week spent washing totes were mine for the taking. When no one else had the confidence to call the distributor, and order fifteen or twenty sacks of flour, well, I had the guts where maybe they didn’t. I took responsibility, ladies and gentlemen, and predictably enough, I ended up running the place. Where others saw it as a crappy job, or a chore, or an unwelcome obligation to the family business, I saw the opportunity, to make the most of what was there. And it can be a crummy job at times.

The Boss was getting older, and no one else wanted it…the Boss offered me a chance to buy in, all sweat equity, and now I own a little piece of the business. It’s what we call ‘free enterprise’, or maybe just freedom. The fucking freedom to do what we needed to do.

I have no illusions there, like when the mixing machine, all $12,000.00 of it, makes loud noises and isn’t working properly, and guess whose job it is to fix it? Mine. That’s why I downloaded all the drawings and parts sheets for the machine. I’ve studied them, and I could take that thing apart and put it back together if I really needed to. And when I take things apart and put them back together again, not only do they run, they run better than before…

(Hell, I might even run for city council next time around.)

Quite frankly, the service techs we’ve called in the past seem remarkably unwilling to take on that job, and I don’t blame them. It really would be one big, greasy mess and you never quite know what you might find in there…the machine, I mean. Not city council.

When it comes to city council, it's pretty obvious what we're dealing with. One big, greasy, fucking mess, ladies and gentlemen.

The point is, I took the base income, and built upon that income, to the extent, that I could invest not just time but money—my bank was only too happy to loan me $10,000.000 in order to purchase a good, used minivan. A minivan which I use to deliver our orders to our customer, which pays an hourly rate, it takes me back and forth to work, and it has more than earned its keep. I paid off a four-year loan in 31 months. And if I could do that, I might even be able to save up a little bit of cash…right?

Right.

The base ODSP disability pension does not cover such luxuries as good vehicles, or significant cash reserves. It barely pays the rent, food, and not much else these days. That’s especially true for singles, although for families, when the children ‘age out’ of the system, the expenses remain basically the same, and the income can take a real big hit—it’s a shocker for those experiencing it.

Maybe they should look up once in a while, rather than keeping their faces to the floor all of the time…you might have seen that one coming.

I won’t bore you with statistics, but if you’re into that sort of thing, there are a couple of story links below.

A basic income for low-income Canadians means they would have, and would generate, additional opportunities for education, starting a small business, save up for a car, maybe even a small house if they’re lucky enough to be able to see that far ahead, or maybe they just have a little more lifetime ahead of them as compared to an old crock like me.

I suppose that’s why the bougies are against it. It’s a threat to the established order, that much is true.

And when someone tells you a basic income means we have to give Bill Gates $1,000.00 a month, that person is not your friend.

They’re just lying to you.

Truth is, they’re full of shit and they know it.

The question is, do you know it?


END


Louis Shalako has books and stories available from Google Play in ebook and audio format.

Sam Altman's Study on Basic Income.

Tax the Rich.


Thank you for reading.


 


 

 

 

 

 


Saturday, August 17, 2024

Officially an Old Fart. Louis Shalako.

Wracked with angst.








Louis Shalako



My birthday has gone by and I am now officially an old fart.

Living in a rent-controlled unit for the last thirteen years has certain advantages of cost. As long as the landlord doesn't get some kind of a brainstorm.

I know more or less what the pension benefits are likely to be.

I still have a part-time job making pizza dough in the family business.

After a years-long hiatus, I have made a few short story submissions. If I sell a story, I get a little money, a little exposure, perhaps even a buy-link at the bottom of the page, so readers can find me on Amazon, or iTunes, Google Play or Kobo.

I plan on at least starting another novel in late September or early October, when the days grow short and nights get long and cold and dark. That one will be the tenth in the Inspector Gilles Maintenon Mystery Series. I have no idea of what to do there, except make it different, rather than repeat old plots. Make it as good as I can, sort of thing. It's always a good idea to have a few thoughts before starting, and if you know the ending ahead of time, you can write towards that point, although the murder mystery can be formulaic. You still want to surprise the readers.

And I’ve been doing a hell of a lot of thinking.

There's nothing wrong with thinking, but it is possible to get too much of a good thing.

***

My first mystery novel.

A local journal advertised for a full-time reporter, the position paid $19-21 per hour for a forty-hour week. That just seems like a pile of money after thirty years on an Ontario disability support pension. Thirty years on ODSP also means I don’t have much of a resume.

I wrestled with myself for a couple of weeks and I just had to let it go—

It was a wonderful opportunity, for somebody. I just couldn’t sort of visualize myself doing it, no matter how good or bad I turned out to be.

Some months went by and the same journal advertised for a free-lance journalist.

Again, I had to wrestle with it, and again, I just couldn’t do it.

There is such a thing as a reason. There is also such a thing as an excuse.

Irritable bowels, for example. Much of the work can be done from home, with modern digital technology. People can wear headsets with ear-thingies and a microphone. They can have a webcam and set up meetings or interviews using Zoom. They can zip files back and forth using email or wirelessly right from any high-end phone.

They don't even need a newsroom any more. It's a nice thing to have and everything, but it's not strictly essential.

Sooner or later, one has to climb into the crummy old minivan and actually go somewhere, taking a photo outside a new business while the local politicos cut a nice, red ribbon...right? 

Even then, folks submit their own photos all the time.

I’ve been fairly isolated after all these years, what with the pandemic and all. I worked alone at our shop from October to late April. You get used to it after a while.

More than anything, it’s like I just don’t want to get involved. If I did, it would be strictly on my own terms, which might be fairly stiff for the other parties.

It’s one hell of a commitment, after all—to the employer, to the community we would be serving, and most of all, to myself. At one time this would have been the job of a lifetime.

Maybe I’m just spoiled by all that free time, or maybe I’m just getting old.

 

END


Louis has books and stories in ebook and audio format available from Google Play.


Thank you for reading.

 

 


 

 

 

 

 

  

Tuesday, June 4, 2024

In Depth. The New Landlord. Louis Shalako.

Readers will forgive us if we don't use an image of our own building.












Louis Shalako



It was Friday, May 31 when the letter was shoved through the door frame. It had my name on it, the letter inside has my name, address and the date.

It’s from the landlord. Please remove your window air conditioning unit.

Okay.

It’s not like I didn’t see you coming—

I reckon at least three or four households in this building received such letters. This is different from the annual and pretty generic folded pamphlets shoved through the door frames of every unit in the building, regular reminders when springtime rolls around.

People basically ignored it, took their chances, and the landlord took no action. Things have changed.

It’s different, in other words. Steeves & Rozema used to operate the building, but a new company, MillDon Enterprises Limited has been spun off. Essentially, S & R continues management of senior living and long term care homes, MillDon handles residential apartment buildings. It’s all the same staff and employees, they said so themselves. It might also be an attempt to deflect bad publicity from the parent company, when the renovictions begin in earnest.

I removed the a/c within ten minutes of finding that letter. Yet I suspect this is just the beginning. It’s more than just a change of style, even though their first letter, also inserted through the door frame on or about May 26, announced the change of management and also assured tenants that ‘your tenancies are secure’.

No one’s tenancies are secure, not when it’s a rent-controlled building and seven households out of thirty-one have not turned over in the thirteen or so years that I have been in this building. In a local news story, it was stated that ‘rents have doubled in six or eight years’. Well, they’ve more than doubled in thirteen.

Okay, walking down the street, we can see that some units have the snorkel visible in the window, this is from a portable air conditioning unit, often on wheels, with a flexible hose. They are more expensive and less effective than the typical window mounted units.

It is also true that the upper floor on this building has the metal sleeve, a box set into the masonry, with a grille on the exterior. In my unit, there is a cover screwed on and while it is a repository for spiders and a source of some damned cold air in winter, the even more expensive ‘sleeve-type air conditioner’ can fit in this space. My own problem, is not insoluble—or unsolvable.

(He’s just cheap. – ed.)

However one wants to say it. It’s just a question of time and money, or perhaps speed, time and distance when you figure out the machine has to come from somewhere, in some sort of a time-frame, bearing in mind we must get some kind of heat-wave, certainly at some point in the summer of 2024. Someone has to lug that fucking thing up three flights of stairs, unbox it, find the tools, and do some kind of credible job of installation. Interestingly, assuming more than one window, and the little portables seem to be good for 150 square feet, I doubt if the landlord will be saving much on the electricity. This is not about the price of electricity. This is about control.

Either we do without, or we get the portable units. Or suffer. Or try our luck elsewhere.

It’s better than lying in a puddle of sweat all night long, going days (or nights), without sleep, or dragging a mattress out onto the balcony, like the couple in Rear Window, which I suspect would also deeply aggrieve the landlord. It tends to bring down the tone of the neighbourhood, don’t you know.

***

(Updated Jun 5/24) $322.00 with tax. Kicking cold air.

In such an environment, temptation reigns supreme. If the landlord even got half of us old-timers out of the building the revenues would go up by three or four thousand dollars per month; maybe even more. This building, by my calculations, is already generating well over fifty thousand dollars a month, but another few grand wouldn’t hurt their feelings. What is that, six hundred grand a year…??? From a building that was paid off decades ago, and has been remortgaged multiple times since then, and has been, in general, a cash cow for the last fifty years…

The game will be to get complaints on the tenant. A request, one that is complied with, isn’t exactly a complaint, but that is the way that it will be presented, when the company goes to make their big play. There will be preliminary steps. They will send around a form, this one will be shoved in through all door frames. Tenants will be asked to provide current phone numbers, email addresses, license plate numbers, the names and number of family members. (Next of kin. – ed.) Your insurance policy number, they will advise you to have comprehensive insurance on your auto just in case one of their branches falls on your vehicle. Your dependents, any pets, waterbeds, aquariums, all that sort of thing.

They will determine which tenants have barbecues on their balconies and ‘request’ that they be removed. When it is time for their annual entry, which is when they change the batteries in the smoke detectors, this sort of compulsory notice is shoved in through the door frame of all units. This is when they walk through the unit and take pictures, and send them back to head office for assessment…they do have the right of inspection, ladies and gentlemen.

And I have the right to write a blog-post. I plead self-defense.

At some point they will re-issue the electronic key fobs and ask to see identification when you go to do so. They’ve already got the place wired for sound with an estimated ten to twelve cameras watching you come and go. This ties in with the tracking feature of the key fob, where they know exactly what time you leave for work in the morning and exactly what time you come home, when you take out the garbage, and also, what with a plastic card to operate what used to be coin-operated machines, now they know all about your laundry as well. They will ask if you’re growing pot on the balcony, visible to children on the street three hundred metres away…

The rentier class has all the power and all of the advantages and one must govern oneself accordingly. To lose housing is to become homeless, possibly for the rest of one’s life the way the provincial government is responding to this issue.

As for the county, they’re having another summit, even as we speak.

I have been thinking of painting my unit…but why in the hell would anyone invest any money at all, in something that would take weeks or months of effort, and a considerable amount of cold hard cash, when the odds are the landlord is looking for excuses…??? If you ask permission, it’s just one more black mark on your record. And if you just go ahead and do it, it’s just one more black mark on your record. If they say no, in writing, they can hardly complain about the paintwork, not after nine years of occupancy. If they say yes, in writing, then you’d better do a damned neat job of it and stick to approved colours. I have no doubt a little communication works better with the average landlord in such a case.

You can also see why I am conflicted. To talk to them at all, is to draw attention.

The building across the street has been vacated for one year. There is virtually no activity from contractors. The thing is basically just deserted. The thing here, is that Steeves & Rozema were at least systematically renovating and upgrading units as they were vacated, singly, one at a time, and as things went along. I would think that just leaves six or seven remaining to be done—a real provocation to the obsessive-compulsive, the sort of person who just wants to get something done, in which case I sincerely hope they are not a psychopath...

I’ve also seen the company truck in here this morning: he came around Friday morning, and later that day, the letters arrived.

Presumably, he’s just checking up on compliance.

It still has the S & R logo on the side, incidentally.

It would be difficult to justify, even to themselves, in renovicting the entire building: after all, my next door neighbours are already paying twice as much for essentially the same unit. Mine’s just a little grubby after nine years on the third floor—and four on the second floor when I first moved in. I am a smoker, I do cook, which includes frying bacon and eggs, French fries, I take showers and baths and other such things. The steam will condense on the walls, taking other airborne pollutants with it. The ventilation has never been exactly good in this old building, a bit of a problem when the heat in the building is set rather low over the winter and to open a window a crack is to essentially freeze in your bed. The same holds true in the heat of summer, up here on the third floor. That whole puddle of sweat thing. With baseboard heaters, simple convection sucks all of that up the face of the walls and some of it is going to stick, ladies and gentlemen.

Here’s my point. The fact that I have been in a rent-controlled unit or building for thirteen years is not my problem, it is the landlord’s…which makes it a problem for me after all.

The fact that there is nowhere else to go, (except Rainbow Park), and that I retire off of disability and go onto rather minimal federal pension benefits and other minor supplements in two months, is definitely my problem. The fact that depression has reared its ugly head again and every little thing feels like a punch in the guts isn’t exactly helpful. Depression is an anxiety-based condition. I would appear to have plenty to worry about, in that sense it is an environmental response to some perceived threat or trauma. 

This is our operating environment.

Click to enlarge.

I also noted this morning, that the rent payment had gone from the bank account. It had also gone up by $1.01. Okay, it’s a new company and a few glitches may be expected due to the sheer number of units, 1,000 all over southern Ontario. This is their first time, in other words. Yet nobody wants to confront the landlord over a measly dollar, and if they have decided to charge a dollar for every e-transfer, that’s another thousand dollars a month coming into company coffers, for essentially nothing. It’s not like they notified anyone about anything, they’d have to put it in writing—and guys like me are known to hang onto such things. I was just downtown this morning, and company headquarters for MillDon Enterprises Ltd. are still plastered with S & R logos. I suppose it all takes time. I’m not sure if they have a website up yet, either.

Other than that—

I plead self-defense…

I believe it was Max Webster who sang about getting used to walking the tightrope. Well, neither federal, nor especially provincial pensions, for example ODSP, have kept up with inflation, even when inflation was low. Disability has always been thirty or forty percent below the poverty line in this province. This is why seventy percent of your cheque goes to rent. The poverty line is currently over $25,000.00 per year and ODSP ain’t nowhere near that. Welfare is so much worse—that one is just a disgrace on the part of the provincial government.

I’ve been walking some kind of tightrope for thirty fucking years, ladies and gentlemen.

Also.

The inflation in the housing sector is something else—it’s just plain crazy and no wonder Rainbow Park has a line of tents several hundred metres long, all along the back fence. I have been told, but have not verified independently, that there are encampments along the Howard Watson Trail as well. The building across the street, where all tenants were evicted as of June 1/23, has been sitting empty for a full year. I haven’t seen contractors in there in months, although someone does cut the grass periodically.

Fuck.

The ability to see the future is highly-overrated. The simple truth is that it hasn’t happened yet, and it may never happen. It is also true that knowledge is power—and to be forewarned is to be forearmed.

Getting old ain’t exactly for wussies, what the hell I’m supposed to do about is a very good question. To sit here and live in dread isn’t exactly my idea of the so-called Golden Years.

 

END

Notes. 

Air Conditioning for Tenants. 

Can I Paint My Unit?

If the landlord really wants to push,  there is quite the backlog at the Tribunal.

Steeves & Rozema to Become Separate Operations.

Homelessness Summit Draws Front-Page Coverage, but no Conclusions, All the Usual Excuses.

(Sarnia Observer, Sarnia News Today.)

***

Community Legal Assistance Sarnia. 

Let go the line. Max Webster.

Rear Window. James Stewart and Grace Kelly. One of my top three Hitchcock films.

Backlog at Tenant and Landlord Tribunal. (CBC)

Rainbow Park. (Sarnia Journal) If the police can't evict a homeless encampment, how secure is my tenancy...???

The Cheapest Portable Air Conditioner at Home Depot.

Poor old Louis has books and stories available from Google Play in ebook and audiobook format. Click on an individual title and then click to select either ebook or audio version.

See his works on ArtPal.

The image is of Mary Nolan. 


Thank you for reading, and listening, ladies and gentlemen.



Wednesday, September 27, 2023

Moving On to the Next Phase. Louis Shalako.

This is an Ootek boat.








Louis Shalako



I am moving on to a new phase of my life.

It's about time, too.

After almost thirty years, my life on ODSP, the Ontario Disability Support Program pension, will end. I will have my freedom from restrictive guidelines, and never have to report my income, mileage and expenses, insofar as it relates to employment or business or any other form of income, ever again. I will still have to do income tax returns, but I am doing that now—and they don’t ask to look into your bank account each and every month, either.

As far as that goes, I have some basic skills in book-keeping and accounting, hanging onto all relevant receipts and stuff like that. I was already running it like a business.

Within a month of my 64th birthday, an envelope landed in the mailbox. It was a handful of forms and a few sheets of instructions. It was not real dense and there was minimal fine print. The social workers downtown had the forms mostly filled out—there were some options, a few questions, and a date and a signature.

...yes, I am sure they'll be glad to see me go.

I have applied for the Canada Pension Plan. Over the years, I did make contributions, although not so much while on disability. I applied for Old Age Security, and then there is GIS, the Guaranteed Income Supplement. There is also ‘GAINS’, which I take to be the Guaranteed Annual Income Supplement, which you do not have to actually apply for.

Okay, I already get the Trillium Benefit, a provincial benefit. I already get the HST rebate, a combined federal/provincial sales tax rebate. I am already getting the Climate Action Incentive benefit. Last year I got a one-time housing top-up benefit of $500.00. I wouldn’t mind seeing more of that from any and all levels of government. There is some kind of Canadian Workers Benefit, but so far I haven’t seen anything from that. The government has at least been talking about dental benefits for seniors, I don't know too much about that, but almost anything is good, right...

I do still have a part-time job, making pizza dough, and the minimum wage will rise up to $16.65 per hour on October 1, 2023.

There is a labour shortage, and I do have other skills, including construction and demolition, stuff like that. A person could drive cab or work private security, where the wages and benefits are not that good, but having some kind of existing base income is very helpful in this regard.

If I’m not careful, I’ll end up making twenty-five bucks an hour, making myself indispensable in pretty short order, and probably running the place before long…a local weekly news outlet recently advertised for a full-time journalist. I have to admit I thought about it, but I did not apply.

The family business comes first, essentially, whether it's much of a choice, that is a good question which I cannot really answer, not even to my own satisfaction sometimes.

***

I suppose I have a few options and that is always good—my mother just bought an old camper trailer for what, six grand or so. Her and the step-dad have already taken it camping up at the Pinery, although I don’t know about living in such a thing year-round.

For that, you might be better off to consider Florida…as far as all these pensions and supplements go, we will find out in due time.

There is some uncertainty, and no one knows when the landlord will get a brainstorm and try and get a few of us out of here due to rent control and their own natural inclinations.

I have no control over that, but running out and buying a new car, a trip to Mexico, or buying a fucking sea kayak or something dumb like that, will just have to wait for a while…right? Let’s see what happens first. Okay, so the plan is to do nothing...just sit and wait and see what happens for a while.

We're not making any sudden moves here, ladies and gentlemen.

Odds are, it will all add up to roughly the same as the ODSP pension, and in that sense it represents a basic income, in terms of myself and other senior citizens, who presumably have earned it in some way, shape or form.

I figure I have, that is for sure.

 

END


Louis Shalako has books, stories and audiobooks on Google Play.

See his art on ArtPal.

Check out this other story here.

 

Thank you for reading.

 

 

 

 

 


Sunday, November 3, 2019

When You've Been Had. Louis Shalako.








Louis Shalako


Do Ontarians know when they've been had? It's awful hard to prove.

But.

But.

I would say no—they don’t know it, but the truth is, they’ve been had.

The previous Liberal provincial government, shortly before losing the last election in 2018, had announced that they were raising allowable earnings for clients of ODSP/OW.

(Why in the hell they didn’t just do it, I will never know. But it was exactly this sort of mucky thinking that lost them the election in the first place.)

As I recall, it was something like going up to $400.00 per month from the present $200.00 per month.

At that time, the rate of claw-back against earnings was fifty percent, and that was to remain unchanged. This would have made some small, incremental progress in addressing the #income_crisis

Having won the election, the Doug Ford Conservative government announced a ‘social services review’ of about three or four months. They actually extended that by another couple of weeks. During this time, the author tweeted the premier virtually every day on this subject.

They finally announced that allowable earnings for ODSP would be going up to $500.00 per month, for clients of Ontario Works (welfare), up to $300.00 per month. Sounds good, but the kicker was that the rate of claw-backs on earnings over and above that amount, would now be seventy-five percent.

There was no date of implementation announced, and perhaps this is a key piece of information. 

It was never meant to happen.

I could never find anything on the date of implementation, ladies and gentlemen. I’m a highly-trained Canadian journalist, and I’ve been all over this story—going back many years.

So, November rolls around and there I was, trying to find out the date of implementation…

And then…and then, I stumbled across a very recent Toronto Star article, where they say the whole thing has been shelved. This is the first I’ve heard of that. Yeah, and I made certain important business decisions too, based on the whole idea that those guidelines would have to take effect at some relatively near date in the future. We’ve been getting our raises in November, for example, and this goes back some years.

So now, everything goes back, or rather, stays the same—nothing changes. While the claw-back stays at fifty percent, the allowable earnings also stay at $200.00 per month, and this when ODSP is about thirty-five to forty percent below the poverty line, and OW, more like seventy. Oh, and the people who wrote that article are quoting some quite different figures. 

They say that welfare, at $733.00 per month for a single adult, is fifty percent of the poverty line. I’d like to know where they got those figures, as the poverty line has been well defined by any number of sources, and it’s easy enough to look up social assistance rates. Considering the journalists live in Toronto, it’s quite ludicrous, it really is.

Ah. But.

But.

The government has done something interesting here—they’ve put up a trial balloon. One that appears to have been shot down. One, that it seems, may never rise again…not until the government is ready, that is to say. Two or three months for a social assistance review was never going to be enough time…not when it affects a million of our most vulnerable citizens. 

They may have simply figured that out. They may have known it all along, but the first year of this administration had its own style, one that may perhaps be gone now that it has outlived its usefulness.

Their plan to make it more difficult for the mentally-ill to qualify for benefits, would appear to have also gone out the window. The funny thing is, I never had any problem proving I was crazy—it was the three compression-fractured vertebra they were disputing.

They were convinced I was crazy all right, or maybe I was just a little bit assertive.

(Which they don’t like.)

And now—

The government can be said to have listened to the people. They can be said to appear to have listened to their own base, who honestly believe all poverty stems from moral failure, (otherwise, taxes might be going up), and they can even appear to have listened to those across the aisle of a more liberal bent.

Everyone wins, except those who are affected most—our most vulnerable citizens.

Oh, and it sure sounds to me like we won't be getting that 1.5 % raise, either. You remember--he slashed the three percent raise by fifty percent.

Yeah, there must be a shit-load of ineffectual do-gooders, simply reeling in their effectuality this morning, eh.

And here is the really tricky part.

Maybe we won after all—because it would appear that Mr. Ford and his government still haven’t slashed rates by twenty-two and a half percent, as former Premier Mike Harris and his Conservative government did upon gaining power in 1995. From which we have never recovered, and from which we will never recover.

That’s not to say that they won’t—

But—

I would say that this is a pretty good opportunity for them not to do so—

It’s not like anyone with half a brain is even looking, after all.

No, it’s just me—or us.

This is up to you and me, Doug.

We’re the only ones that seem to care.


END


Poor old Louis, eh. He’s been fighting this lonely battle all this time, but, uh…he has a few books and stories on Kobo.


Image. Stolen from the internet.


Thank you for reading and stuff. January 1 is the tenth anniversary of our independent publishing venture and we’ve been putting some thought into that…